Nigerian merchants with international payments enabled have the option to select Apple Pay as a channel for their customers to make payments. Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in iOS apps, and on the web using Safari. It is supported on the iPhone, Apple Watch, iPad, and Mac. It adds two-factor authentication via Touch ID, Face ID, PIN, or passcode.
In order to add Apple Pay as a payment channel for your business, you must first activate it on your Dashboard. You can refer to this article for a detailed guide: How do I activate Apple Pay on my business?
Important to note
Apple Pay is only available to Nigeria-based merchants that want to accept payments from users in the US, UK, Canada, and other countries where Apple Pay is supported. The merchant must have international payments enabled and this channel supports NGN and USD currencies.
The experience varies slightly depending on which checkout flow the customer is interfacing with. The option to pay with Apple Pay will only be visible if the customer has previously set up an Apple Pay account and added a card.
In general, Apple Pay is only available to cardholders at participating banks in supported countries. Refer to Apple’s participating banks documentation to learn which banks and countries are supported.
What businesses can use Apple Pay?
This payment channel is supported for all businesses except NGOs and Staged Digital wallets. It is also unavailable for businesses that fall outside Paystack's Acceptable Use Policy.
What are the transaction charges for the Pay with Apple Pay channel?
- The charge for international transactions in Naira is 3.9% + NGN 100 per transaction.
- The charge for USD transactions is 3.9% per transaction.
Can customers do recurring payments with the Pay with Apple Pay channel?
Apple Pay can be used for Subscription payments but cannot be used for charge authorizations.
What devices are compatible with Apple Pay?
For the most up-to-date information on device compatibility for Apple Pay, you can check this support article from Apple.