Paystack accepts debit and credit cards from all over the world, given that they are issued by MasterCard, Visa and Verve. For South African merchants, we also process American Express cards.
You simply have to provide your card details and authorise the transaction via our 2-factor authentication process. This is done by providing your card pin, a one-time password and/or 3-D Secure authorisation.
This, at the moment, is the only channel which international customers can use to make a payment. As such, we also have separate charges for international transactions.
You can find a breakdown below:
Country |
Currency |
Charges |
Ghana | GHS | 1.95% |
South Africa | ZAR | 2.9% + R 1.00 |
Nigeria | NGN | 3.9% + NGN 100 |
USD | 3.9% |
Can international customers pay you with their internationally-issued cards?
Yes, customers anywhere in the world can pay you with their foreign cards, if you have international payments enabled for your business and if their card association is either Visa, MasterCard or Verve. South African merchants can also accept international payments from American Express cards. Learn more about international transactions on Paystack.
Can customers do recurring payments with the Pay with Card channel?
Yes, customers can make recurring payments with the Pay with Card Channel.
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