Our transaction charges vary depending on the country your business is based and where your customers are paying you from. Here is a breakdown of our transaction fees:
| Local Transactions | International Transactions | USD Transactions | |
| Nigeria (NGN) | 1.5% + NGN 100 | 3.9% + NGN 100 (via Mastercard, Visa, Verve cards) 4.5% (via American Express cards) |
3.9% (via Mastercard, Visa, Verve cards) 4.5% (via American Express cards) |
| Ghana (GHS) | 1.95% | 1.95% | N/A |
| South Africa (ZAR) | 2.9% + R1.00 (VAT exclusive) | 2.9% + R1.00 (VAT exclusive) | N/A |
Please visit our pricing page for more information on our charges for your country.
Important to Note for Nigeria
For local transactions in Nigeria, we have a transaction cap of NGN 2,000. This means we will never charge you more than NGN 2,000 for any transaction originating from a Naira Bank account. Also, for transactions under NGN 2,500, we waive the NGN 100 fee.
What other fees do we charge?
For Nigeria, Ghana and South Africa-based businesses, we have a transfers and user verification service. Here is how much we charge for each of these services.
|
Country |
Band |
Price |
| Nigeria |
Transfers of NGN 5,000 and below |
NGN 10 per successful transfer |
|
|
Transfers between NGN 5,001 and NGN 50,000 |
NGN 25 per successful transfer |
|
|
Transfers above NGN 50,000 |
NGN 50 per successful transfer |
|
Ghana |
N/A |
GHS 10 per successful transfer |
|
South Africa |
N/A |
ZAR 3 per transfer (failed or successful) |
|
Service |
Country Availability |
Price |
|
Account Number Resolve API |
Nigeria, Ghana |
Free |
|
Account Validation API |
South Africa |
ZAR 3 per successful API call |
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