Terminal pricing
Virtual and Physical Terminal transaction charges are also deducted per transaction, while the Physical Terminal devices are one-time payments.
Virtual Terminal
Only Registered Businesses in Côte d'Ivoire, Ghana, Kenya, Nigeria and South Africa can use Virtual Terminal.
Country | Payment Channel | Fee |
Côte d’Ivoire | Cards and Mobile Money | Local cards: 3.2% Mobile money: 1.95% (All fees are VAT exclusive) |
Ghana | Cards and Mobile Money | 1.95% |
Kenya | Cards (KES) | Local cards: 2.9% International cards: 3.8% |
Cards (USD) | All: 3.8% | |
M-PESA | 1.5% | |
Apple Pay | 3.8% | |
Nigeria | Transfer | 0.5% capped at NGN 500 |
USSD | 1.5% + NGN 100 capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500 | |
Cards | Local cards: 1.5% + NGN 100 capped at NGN 2,000. NGN 100 waived for transactions under NGN 2,500 International cards: 3.9% + NGN 100
| |
South Africa | Cards, Scan to Pay, Snapscan and EFT | 2.9% + ZAR 1 (including local cards) (All fees are VAT exclusive) |
Physical Terminal
Only Registered Businesses in Nigeria currently have access to our Physical Terminals.
Device/channel | Price |
Live SmartPeak P1000 | NGN 100,000 per device
|
Test SmartPeak P1000 | NGN 85,000 per device
|
Card Transactions on Physical Terminal | 0.5% capped at NGN 1,000
|
USSD Transactions on Physical Terminal | 1.5% + NGN 100 capped at NGN 2,000. (NGN 100 waived for transactions under NGN 2,500)
|
Bank Transfers on Physical Terminal | 1.5% + NGN 100 capped at NGN 2,000. (NGN 100 waived for transactions under NGN 2,500) |