Automated payouts

With our default Paystack payout type — automated payouts —  your funds are processed automatically according to our schedule, hassle-free and with no extra charge. This means that no action from you is required to receive your payout.

For businesses on an automated payout schedule, the payout depends on the country's payout schedule and the currency of the payments:

Payouts are only processed on working days and not weekends or public holidays. For payouts that fall on weekends or public holidays, they are processed on the next working day.

For businesses on an automated payout schedule, there's a minimum payout amount required before we pay your funds into your payout account. This amount depends on the country of your business and the currency of the payments.

If you've collected less than the minimum payout from customers, we’ll hold it for you in your payout balance at no cost. As you receive more payments, we'll continue to add to your payout balance until you cross the minimum threshold, after which we'll automatically pay your account.

For some currencies, there's a minimum amount we can pay out automatically. Funds in that position can either be let to accumulate so that we can pay out to the receiving account, or the business can bear the cost of transferring the funds to their bank account.

Below is a list of the minimum payout amounts for the countries we are active in:

Important to note

The minimum payable amount in Ghana only applies to businesses receiving payouts in bank accounts. Mobile money accounts will continue to receive payouts below GHS 50. You can receive your payouts below the minimum amount. However, we'll charge you a GHS 5 fee for this.

You can request this directly from the payouts page on your Dashboard by following these steps:

1. If you have a payout below our minimum amount, you should see a balance on the right side of the payouts page.

2. Click on the 'Request payout' button to initiate your request.

3. A modal will be displayed to confirm your request and inform you how much we'll charge to process your payout. Once you've decided, click on 'Request'.

4. Your payout will be made to your account per our Payout schedule.

Important to note

Nigerian-based businesses are unable to request payouts below the minimum amount. If you have a payout that is below the minimum amount, your payouts will be held until it exceeds the minimum amount. Once it exceeds the amount, your payouts will be processed.